Insurance products: Protect what matters most.

As a Navigant Credit Union member, you’ll get great rates on insurance products and services. Choose from life, home, auto, AD&D and health insurances for added peace of mind.

 

Personal Insurance

No one likes to think about it. But, if something happens to you, can your family manage financially? Term life insurance is an affordable way to protect your family from the loss of your income in the event of an unexpected death. Once you’re approved—and as long as you make your payments—your policy won’t be canceled, even if you develop cancer or other chronic health conditions, up to age 80.

Apply online in just 101 minutes.

It couldn’t be quicker or easier to apply for up to $300,000 in term life insurance. Simply go online, answer a few questions and get an instant decision. TruStage makes it convenient with:

  • No medical exam or intrusive tests
  • No waiting—once approved, you're covered from the time your first payment processes
  • Income-tax-free money for your beneficiaries

Apply Now

1 If approved and as along as payments are made. Time estimate source: TruStage.com Production WEB policies Time reporting 2017

With the average funeral costing between $7,000 and $10,0001, it’s important to think about Whole Life Insurance as a way to cover your final expenses. For added peace of mind, once you’re approved, your coverage and price are locked in for life. You’ll get:

  • Coverage that never decreases – Once you’re approved—and as long as you make payments-- no one can cancel your policy but you, even if you develop serious health issues like cancer.
  • A price that never increases – Lock in your rate now and keep that price for the rest  of your life.
  • Help paying final expenses – Your family will receive income-tax-free money that can be used for anything from final expenses to mortgage payments, bills and debts.
  • A way to build cash value over time

Apply online in just 102 minutes.

It couldn’t be quicker or easier to apply for Whole Life Insurance to cover your final expenses. Simply go online, answer a few questions and get an instant decision. TruStage makes it convenient with:

  • No medical exam or intrusive tests
  • Required responses to only two health questions

Apply Now

"Funeral Costs: How Much Does an Average Funeral Cost?" Parting, September 2017, https://www.parting.com/blog/funeral-costs-how-much-does-an-average-funeral-cost/

2 If approved and as along as payments are made. Time estimate source: TruStage.com Production WEB policies Time reporting 2017

Minor accidents happen every day and are pretty easy to shake off. But, what if something more serious occurs? Accidental death and dismemberment insurance (AD&D) pays your family a cash benefit if an accident causes serious injury or death. You’ll get:

  • Affordable coverage – AD&D costs about $10 to $15 per month for $100,000 in protection
  • A practical supplement to your life insurance policy

Apply online in just 10 minutes.

It couldn’t be quicker or easier to apply for AD&D Insurance. Simply go online, answer a few questions and get an instant decision. TruStage makes it convenient with:

  • No medical exam or intrusive tests
  • Guaranteed acceptance if you are a Credit Union member and over 18

Apply Now

 

Vehicle Insurance

There are many ways to get around. With our vehicle insurance, there are just as many ways to save. As a Credit Union member, you qualify for special discounts on car, motorcycle, boat and RV insurance. See how much you’ll save if you switch. To save even more, bundle your vehicle coverage with another vehicle or home policy.

 

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You never realize how much you rely on your car until it breaks down. Being without a car can be an unexpected and expensive inconvenience. With ForeverCar Mechanical Repair Coverage (MRC), we help protect you from unexpected vehicle repair costs. 

With Mechanical Repair Coverage you’ll get:

  • Reimbursement for your rental car
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement
  • Deductible amount options
  • The ability to transfer coverage
  • Access to any authorized repair facility in the U.S. or Canada

Minimize the disruption of car repairs and get back to what really matters with ForeverCar mechanical repair coverage. With a seamless application and financing process, we make it easier than ever to get back on the road.  

 

Learn more or call ForeverCar at 866.407.1454.

Things don’t always go as planned, even for the most conscientious driver. If your vehicle is ever stolen, damaged beyond repair or declared an insured total loss, our GAP insurance pays the difference between what your auto insurance covers and the balance of your loan.

For just a few dollars a month, GAP insurance covers cars, light trucks, motorcycles, jet skis, snowmobiles and ATVs. Add it to your approved loan or pay it in full at any time during the life of the loan and get:

  • Protection for the term of your loan, up to 72 months 
  • A maximum amount of $50,000 waived
  • Coverage for vehicles valued up to $100,000 at the time of purchase

Without GAP, you could end up paying thousands in out of pocket costs on a stolen or totaled vehicle.

 

Call 401.233.4700 to learn more.

 

Loan Insurance

Protecting your consumer loan with a protection plan has never been easier. If elected in the event of a protected death, disability or involuntary unemployment, your current loan payments or balances, up to the contract maximums, may be canceled.

Features:

  • Three different options give you the ability to choose which package is right for you. 
  • By protecting your loan today you can worry a little less about tomorrow.
  • Designed to cancel your loan balance or payments, up to the contract maximums, when a protected life event occurs.
  • Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.

Learn more

Your home is one of your biggest investments. Loan Assist is a payment protection plan that can be added to Equity Loans. If elected and the unexpected happens—death, disability or involuntary unemployment—Loan Assist may cancel your loan payments or balances, up to the contract maximums. 

Features:

  • Three different options give you the ability to choose which package is right for you. 
  • By protecting your loan today, you can worry a little less about tomorrow.
  • Designed to cancel your loan balance or payments, up to the contract maximums, when a protected life event occurs.
  • Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.

Learn more

 

Property Insurance

Your home is one of your biggest investments and largest achievements. Homeowners insurance protects everything under your roof from theft, fire, and weather-related damage and gives you the assurance of not being liable if an accident happens on your property. Our homeowners insurance also gives you:

  • Exclusive discounts
  • 24/7 claims service, including holidays
  • The reliability of being backed by Liberty Mutual Insurance

Get a quote or call 1.855.549.49881 to learn more.

You haven’t yet taken the big step of buying a place. But, there is an important step you shouldn’t overlook right now. Renters insurance not only protects your personal belongings from theft, fire and weather-related damage, it also safeguards you from liability. If an accident happens, a visitor gets injured or there’s damage to a neighbor’s apartment, you have added peace of mind knowing that you are not liable. Our renters insurance also gives you:

  • Exclusive discounts
  • 24/7 claims service, including holidays
  • The reliability of being backed by Liberty Mutual Insurance

Get a quote or call 1.855.549.49881 to learn more.

Products are not NCUA or otherwise federally insured, are not guarantees or obligations of the Credit Union, and may involve investment risk including possible loss of principal. TruStage® is a registered trademark of TruStage Insurance Agency, LLC. who offer insurance products and programs.