New Beginnings Smart Start Loan

Short on cash? Need some emergency funds to get you through until payday? The Smart Start loan from Navigant Credit Union provides you with extra cash when you need it.

Receive your funds quickly to pay for those unexpected or emergency costs, such as doctor bills, car repairs, rental deposits and child care expenses.

smart start

Our Smart Start loans offer several advantages to loans offered at payday lending institutions:

•   Flexible 90-day repayment term
•   Competitive rate of 18% APR*
•   Loan amounts up to $600.00
•   Simple $20.00 application charge
•   Assists in building credit

*APR is Annual Percentage Rate. Rates effective as of 4/1/15. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Must be a member of Navigant Credit Union and use direct deposit for a minimum of four weeks. Repayment example: $600.00 borrowed based on 18.00% interest over 3 months/90 days; 1st monthly payment: $206.08, 2nd monthly payment: $206.08, 3rd monthly payment: $206.07.