Student Loans

A college education is invaluable, and expensive. Navigant Credit Union is proud to partner with Rhode Island Student Loan Authority (RISLA) to provide low-cost education loans.

State-based college loans for the 2020/2021 academic year are available through the Rhode Island Student Loan Authority.

RISLA In- School Loan Offers These Great Benefits:

  • Multi-Year

  • A convenient multi-year solution for bridging the financial gap left when grant and aid does not cover the complete balance due.

  • Easy to Understand Rates

  • Rate-Discount

  • 0.25% Interest rate reduction with automatic payments (auto-pay).

  • No Upfront Fees

  • No application, origination, or upfront fees of any kind.

  • Borrower-Protections

  • Cosigner Release (available for qualifying student borrowers. Parent loans do not permit cosigner release)

  • Rewards for Interns and Nurses

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RISLA Refinance Loan Offers These Great Benefits:               

  • Rate-Discount

  • 0.25% Interest rate reduction with automatic payments (auto-pay).

  • Flexible Loan Terms  (5-, 10-, and 15- year loan terms).

  • No Upfront Fees (no application, origination, or upfront fees of any kind).

  • Borrower-Protections

  • RISLA-Refi-Loans-Flexible-Graduate Deferment (up to 36 months for eligible borrowers).

  • Easy Online Application (3 Quick steps start to finish).

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2020/2021 Rates and Fees

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