Journe Rewards Checking
Type Dividend Rate APY
Journe Rewards Checking 1.23% 1.25% Reward Rate Annual Percentage Yield (APY) paid on balances between $10 and $20,000. APPLY

APY is Annual Percentage Yield. Rate may change after account is opened without notice. You must maintain a minimum daily balance of $10.00 in your account each day to obtain the disclosed APY. Meet 3 simple reward rate criteria per qualification cycle: 1) 12 Debit Card Purchases must post and settle each qualification cycle; 2) Have 1 Direct Deposit or Automatic Payment post and settle per qualification cycle; 3) Access Online Banking and Enroll to Receive Electronic Statements. ATM-processed transactions do not count towards qualifying debit card transactions. Tier examples - Tier 1 - balances up to $20,000 receive APY of 1.25%; and Tier 2 - balances over $20,000 earn 0.35% dividend rate on portion of balance over $20,000, resulting in 0.50% -1.25% APY depending on the balance. If qualifications are not met all account balances receive 0.05% APY.

Relationship Checking
Type Dividend Rate APY
Relationship Checking 0.14% 0.15% Required Minimum Daily Balance of $10.00 is required to earn APY. APPLY

APY is Annual Percentage Yield. Rates subject to change at any time without notice. Rate may change after account opening and fees may reduce account earnings. Aggregate balance requirement is calculated using an average daily balance.

Personal Checking
Type Dividend Rate APY
Personal Checking 0.04% 0.05% Required Minimum Daily Balance of $10.00 is required to earn APY. APPLY

APY is Annual Percentage Yield. Rates subject to change at any time without notice. Rate may change after account opening, and fees may reduce account earnings.