Enter initial temporary User Name (Social Security Number, no dashes) and Password (4-digits selected at account opening), then click “Continue”
Create a unique, new username and new, strong password
Enter date of birth (MM/DD/YYYY), email address and primary contact phone number
Agree to Electronic Record (ESIGN) disclosure and Terms & Conditions of service and click "Complete sign up"
Click "Confirm contact information"
Click "Call Me"
Answer incoming call
Press 1 to allow access
Press 3 to deny
Press # to repeat