Credit & debit card solutions for your business.

There is no one credit card that fits every business’ need. That’s why we offer a range of Visa credit cards that give you the convenience of not having to carry cash or write checks, with more of the perks that you want. Choose a Visa credit card with cash back rewards or bonus rewards that you can use for travel. Plus, each of our Visa credit cards comes with an award-winning expense management tool to help you organize and track your business spending.

Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone and TV services2,4, 2% on eligible restaurant and gas net purchases, and 1% cash back on all other eligible net purchases, plus get $25 cash back after your first purchase3.

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Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases5. No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4 Plus 2,500 bonus rewards points awarded after first purchase3.

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Visa® Business Rewards PLUS Card

Earn 3 points monthly for every $1 you spend the most on: cell phone service, hotel or airline6. Earn 1.5 points for every $1 you spend on eligible net purchases. Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months3.

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Visa® Business Platinum Card

Save on interest and pay down your other credit card balance faster with an extended introductory offer. Please visit one of our locations to apply.

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Click here to manage your account, view balances and make payments. 

 

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.

4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Forget the hassle of carrying a checkbook or a separate ATM card. Purchase whatever your business needs quickly, conveniently and securely with the Visa debit card. Your funds are withdrawn directly from your linked checking account, so you don’t have to worry about overcharging on your card. You can use your Visa debit card to withdraw money 24/7 at any one of our fee-free Navigant Credit Union ATMs. Don’t worry if you’re away from home. Our partnership with Rhode Island Credit Union ATM Connection, allows you to make withdrawals from their ATM’s, fee-free. Click for locations in RI. And for added peace of mind, our Visa debit cards are EMV chip-enabled. The embedded microchip gives you a higher level of security and helps prevent credit card fraud.

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